Recipients of the Ontario Disability Support Program

July 10, 2017


Exempt an inheritance or other assets over $5,000 without jeopardizing the ODSP

Recipients of the Ontario Disability Support Program (ODSP) can save of up to $100,000 in a Savings Plan without losing their entitlement to their ODSP benefits. Under the ODSP regulation payments from the plan of up to a maximum of $6,000 during a twelve-month period are excempt as income. Any amount without restriction may be withdrawn if the money is used for disability- related items or services. Similar regulations apply in other provinces.


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A financial advisor contacted us on behalf of his married clients both of whom were ODSP recipients. Their ODSP office had deemed that they had funds in excess of the joint liquid asset limit. LifeTRUST Planning created a savings plan filed documents with their regional ODSP office and their funds were recognized as exempt assets. Their ODSP benefits were reinstated through a letter they received from the regional ODSP office.


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