We are a full service special needs planning firm with years of experience in Life Planning for People with a Disability  since 1989. LifeTRUST Planning has redefined Special Needs Planning for families, individuals, professionals and advisors.


It is the solid foundation of our personal relationships, with governments, associations, individuals, lawyers, professionals and advisors that make LifeTRUST Planning able to connect and deliver all aspects of special needs planning. As a national and internationally respected special needs planning organization we are the bridge between families, advisors, lawyers, governments and financial institutions. It is our commitment to extract the best service from our associates, relationships and ourselves that keeps these links strong.


We continuously invest in training, marketing and technology to ensure we are innovators in Special Needs Planning. Our connections and interactive web site allow us to provide up-to-the-minute information on a day to day basis.

About our LifeTRUST Planning Team 

Since 1989 LifeTRUST Planning has helped families prepare a comprehensive future life plan for their family member with a disability and save tax dollars. With more than 29 years of experience in this highly specialized field, they have assisted families in addressing their concerns and helped create million of dollars in trust funds dedicated to the future financial security of their child, without affecting their entitlement to Government benefits and services. 

John Dowson, Ch lp
Chartered Life Planner

John Dowson Ch lp is the Executive Director and founder of LifeTRUST Planning, an organization that has specialized in Life Planning for parents of people with a disability since 1989. He has spoken on future life Panning issues for people with disabilities throughout Canada and as a keynote speaker at provincial and national conferences.  His insights on Life Planning for people with a disability have been featured in major Canadian newspapers and publications such as, The Toronto Star, The Toronto Sun, The National Post, The Hamilton Spectator, The Investment Executive, and TD Mutual funds performance magazine, Advisors Edge, Disability Reporter, Exceptional Family, Insurance Journal and many more. He was a contributor to the Federal Dept. of Finance’s committee and their report “New Beginnings” that established the Registered Disability Savings Plan

He is a long standing member of `Community Living Central York” where he chaired their Community Development and the Fund Raising committee.  He was the host and producer of a weekly television program on Rogers cable TV, a guest columnist for the Newmarket Era and the Upper York Magazine. As a trustee for his niece’s Henson trust John has personally experienced the confusion and misinterpretation that parents often face when planning for the future of their child with a disability.   


Mr. Dowson is a recognized guest speaker for Parent groups and conferences. He conducts educational life planning seminars, group life planning workshops, Disability Tax Clinics and accredited Continuing Education Credit courses for Financial Advisors. He has been instrumental in helping to shape provincial and federal policy that makes life planning possible, and literally hundreds of Ontario families have peace of mind that would not have been possible apart from John’s efforts. 


Mr. Dowson’s expertise would make him a valuable resource to individuals or organizations seeking guidance in this often-complex area.
Don and Janet K. Burlington Ontario


Mr. Dowson’s thoughfulness and kindness was appreciated in the times of crisis.
Sue Y.  London Ontario


John: Thank you so much for taking the time out of your busy schedule to come and speak to our chapter about this very important topic.

Advocis Golden Triangle


John: We would like to express our appreciation in making us aware of getting more disability funds to help our son’s necessities. Thanks for helping us.

Harold and Marg R.

Advocacy and Testimonials